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LEGAL DESK · INDIAN LAW TEMPLATES

Legal Templates for MSMEs

Fill-in-the-blanks notices, agreements and policies under Indian law — from MSMED Act payment demands to employment letters and DPDP-ready privacy policies. Preview live, then print, download for Word or copy.

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infoThis is a general template, not legal advice. Laws, stamp duty and procedures vary by state and change over time — have a qualified advocate review it for your facts before signing or sending.

50 templates in 8 categories

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Recommended for Machinery & Fabrication

The documents businesses in your industry use most. The full library is below.

Job Work Agreement (GST Section 143)

Contract for processing materials sent by a principal, with the GST return deadlines, challans and ITC-04 duties built in.

CGST Act, 2017Stamp paper

Supply Agreement for Goods

Rate-contract style agreement to supply goods against purchase orders, with a 15-day inspection window and MSME payment terms.

Sale of Goods Act, 1930Stamp paper

Standard Terms & Conditions of Sale (for Quotations and POs)

Your standard terms to print on the back of quotations, proforma invoices and order acknowledgements.

Indian Contract Act, 1872Signed letter

Rejection of Defective or Short-Supplied Goods

Reject defective or short goods in writing within 15 days of delivery, listing the defects and the remedy you want.

Sale of Goods Act, 1930Signed letter

Demand Notice with Section 16 Interest (MSMED Act)

Formal statutory demand for overdue dues plus compound interest at 3 × RBI Bank Rate, auto-calculated.

MSMED Act, 2006Signed letter
payments

Get Paid & Recovery

MSMED Act demands, Section 16 interest, cheque bounce and MSEFC references.

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MSE Status Declaration to Buyer (Udyam)

Tell every customer, in writing, that you are a Micro/Small Enterprise so the 45-day payment rule applies.

MSMED Act, 2006Signed letter

Friendly Payment Reminder

A polite first reminder for an overdue invoice that still mentions your MSME rights.

MSMED Act, 2006Signed letter

Demand Notice with Section 16 Interest (MSMED Act)

Formal statutory demand for overdue dues plus compound interest at 3 × RBI Bank Rate, auto-calculated.

MSMED Act, 2006Signed letter

Legal Notice for Recovery of Money (Commercial Dues)

General recovery notice for unpaid commercial dues, loans or advances — usable even where MSMED Act does not apply.

Indian Contract Act, 1872Signed letter

Cheque Bounce Notice (Section 138, NI Act)

Statutory demand notice after a cheque is dishonoured — must reach the drawer within 30 days of the bank memo.

Negotiable Instruments Act, 1881Signed letter

Reference to MSE Facilitation Council (Section 18)

Statement of claim for filing a delayed-payment case with the MSEFC via the MSME Samadhaan portal.

MSMED Act, 2006Signed letter

Balance Confirmation & Acknowledgement of Debt

Get the customer to sign off the outstanding balance — this restarts the 3-year limitation clock.

Limitation Act, 1963Signed letter
handshake

Sales & Customer Contracts

Supply, service, SLA, distribution and job-work agreements.

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Master Services Agreement (MSA)

Umbrella contract for ongoing services, with work ordered through Statements of Work and MSME-compliant payment terms.

Indian Contract Act, 1872Stamp paper

Supply Agreement for Goods

Rate-contract style agreement to supply goods against purchase orders, with a 15-day inspection window and MSME payment terms.

Sale of Goods Act, 1930Stamp paper

Standard Terms & Conditions of Sale (for Quotations and POs)

Your standard terms to print on the back of quotations, proforma invoices and order acknowledgements.

Indian Contract Act, 1872Signed letter

Service Level Agreement (SLA)

Measurable uptime, response and resolution commitments with service credits pitched as a genuine pre-estimate of loss.

Indian Contract Act, 1872Stamp paper

Distributor / Dealer Agreement

Appoint a distributor or dealer for a territory, with targets, pricing, credit and brand use — drafted to stay clear of competition-law traps.

Indian Contract Act, 1872Stamp paper

Job Work Agreement (GST Section 143)

Contract for processing materials sent by a principal, with the GST return deadlines, challans and ITC-04 duties built in.

CGST Act, 2017Stamp paper

Annual Maintenance Contract (AMC)

One-year maintenance contract for machines, equipment or software with preventive visits, response times and clear inclusions.

Indian Contract Act, 1872Stamp paper
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Vendors, Partners & Founders

NDAs, vendor agreements, partnership deeds, JVs and founder terms.

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Mutual Non-Disclosure Agreement (NDA)

Two-way confidentiality agreement for when both sides will share sensitive information.

Indian Contract Act, 1872Stamp paper

One-Way Non-Disclosure Agreement

Protects your confidential information when you share it with a vendor, consultant or prospective investor.

Indian Contract Act, 1872Stamp paper

Vendor Agreement (You Are the Buyer)

Buyer-side contract with a supplier covering quality, delivery, GST compliance to protect your input tax credit, anti-bribery and audit.

CGST Act, 2017Stamp paper

Partnership Deed

Deed for a partnership firm covering capital, profit-sharing, partner interest and remuneration, banking, admission, retirement and dissolution.

Indian Partnership Act, 1932Notarise

Founders' Agreement

Agreement between co-founders of a private limited company on roles, equity, 4-year vesting with a 1-year cliff, leavers, IP and share transfers.

Companies Act, 2013Stamp paper

Collaboration / Joint Venture MoU

Memorandum of Understanding for a joint project, stating plainly which clauses bind the parties and which do not.

Indian Contract Act, 1872Stamp paper

Franchise Agreement

Grant a franchisee the right to run an outlet under your brand, with fees, royalty, training, quality control, audits and de-branding on exit.

Trade Marks Act, 1999Stamp paper
badge

Employment & HR

Appointment letters, consultants, POSH policy and exit documents under the Labour Codes.

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Appointment Letter (Offer & Terms of Employment)

Labour Codes–ready appointment letter with salary breakup, probation, leave, statutory benefits and exit terms.

Occupational Safety, Health and Working Conditions Code, 2020Signed letter

Consultant / Independent Contractor Agreement

Engage a freelancer or consultant on a principal-to-principal basis, with fees, GST, TDS and a written IP assignment.

Indian Contract Act, 1872Stamp paper

Internship Agreement

Clear terms for a student or fresh-graduate intern: duration, stipend, learning goals, supervision and certificate.

Indian Contract Act, 1872Signed letter

Employee Confidentiality & IP Assignment Agreement

NDA plus invention and IP assignment for employees, with non-solicitation during employment and no unlawful non-compete.

Indian Contract Act, 1872Stamp paper

POSH Policy & Internal Committee Constitution Order

Anti-sexual-harassment policy with an office order constituting the Internal Committee, complaint steps and timelines.

Sexual Harassment of Women at Workplace (Prevention, Prohibition and Redressal) Act, 2013Signed letter

Show Cause Notice for Misconduct

Fair first step in disciplinary action: states the allegations and facts and gives the employee time to reply.

Industrial Relations Code, 2020Signed letter

Relieving & Experience Letter

Confirms resignation acceptance, last working day, tenure, role, full & final settlement and gratuity eligibility.

Code on Wages, 2019Signed letter
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IP, Website & Data

IP assignment, trademark licences, privacy policy (DPDP Act) and website terms.

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Copyright / IP Assignment Deed (Freelancer or Agency to Company)

Transfer full, worldwide, perpetual ownership of logos, designs, code or content made by a freelancer or agency to your business.

Copyright Act, 1957Stamp paper

Trade Mark Licence Agreement

Let another business use your brand name or logo for a royalty, while you keep control over quality and can take it back.

Trade Marks Act, 1999Stamp paper

Privacy Policy (DPDP Act aligned)

A plain-language privacy notice for your website or app covering consent, data rights, retention, breaches and grievance redressal.

Digital Personal Data Protection Act, 2023Signed letter

Website Terms of Use

Ground rules for visitors and customers using your website or app: eligibility, acceptable use, IP, disclaimers, liability and jurisdiction.

Information Technology Act, 2000Signed letter

Refund, Return & Cancellation Policy (E-commerce / D2C)

Clear return, refund, exchange, cancellation, warranty and shipping terms that online sellers must display under the E-Commerce Rules.

Consumer Protection (E-Commerce) Rules, 2020Signed letter

Data Processing Agreement (DPDP Act, Fiduciary–Processor)

The contract the DPDP Act requires before a vendor (CRM, cloud, payroll, call centre) processes personal data on your behalf.

Digital Personal Data Protection Act, 2023Stamp paper
storefront

Premises & Property

Commercial leave & licence, owner NOC for registrations and premises letters.

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Leave and Licence Agreement (Commercial Premises)

The standard 11-month agreement to occupy an office, shop or godown as a licensee, without creating a tenancy.

Indian Easements Act, 1882Register

Commercial Lease Deed (Long-Term)

A registered multi-year lease of business premises with rent escalation, renewal, lock-in, repairs and sub-letting terms.

Transfer of Property Act, 1882Register

Owner's NOC / Consent Letter for Business Premises

The property owner's no-objection letter that lets your business use the premises as its address for GST, Udyam, Shops & Establishments and FSSAI.

Central Goods and Services Tax Rules, 2017Signed letter

Leave and Licence Termination Notice

Formal notice by the licensor or the licensee ending a leave and licence agreement, fixing the handover date and the deposit refund.

Indian Easements Act, 1882Signed letter
verified_user

Authorisations & Declarations

Board resolutions, authority letters, POA, indemnity bonds and affidavits.

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Board Resolution — Authorised Signatory (Certified True Copy)

Certified true copy of a board resolution authorising named persons to act for the company for a stated purpose and limit.

Companies Act, 2013Signed letter

Authority Letter for Employee or Agent

Authorise an employee or agent to act for the business for one specific purpose and a fixed period.

Indian Contract Act, 1872Signed letter

Letter of Authorisation — GST Authorised Signatory

Appoint an authorised signatory for GST registration, returns and correspondence for a proprietorship or partnership firm.

CGST Act, 2017 and CGST Rules, 2017Signed letter

Special Power of Attorney

Give one trusted person limited power to do specific, listed acts for you for a fixed period.

Powers of Attorney Act, 1882Notarise

Indemnity Bond

Promise to make good any loss a bank, buyer, landlord or authority suffers by acting on your request, up to a stated limit.

Indian Contract Act, 1872Notarise

General Affidavit

A sworn statement of facts with numbered paragraphs and a verification clause, for any office that asks for one.

Notaries Act, 1952Notarise
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Disputes & Replies

Replies to legal notices, arbitration and mediation notices, settlement agreements.

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Reply to Legal Notice

Deny the allegations para-wise, state the correct facts and reserve your rights, without admitting anything.

Indian Contract Act, 1872Signed letter

Notice Invoking Arbitration (Section 21)

Formally start arbitration under your contract's arbitration clause and propose an arbitrator.

Arbitration and Conciliation Act, 1996Signed letter

Pre-Institution Mediation Application (Section 12A)

Apply to the District Legal Services Authority for mandatory mediation before filing a commercial suit of ₹3 lakh or more.

Commercial Courts Act, 2015Signed letter

Settlement Agreement (Full and Final)

Close a dispute with an agreed amount, payment schedule, withdrawal of cases and a mutual release, without admitting liability.

Indian Contract Act, 1872Stamp paper

Rejection of Defective or Short-Supplied Goods

Reject defective or short goods in writing within 15 days of delivery, listing the defects and the remedy you want.

Sale of Goods Act, 1930Signed letter

Reply to Customer Complaint (Consumer Protection Act)

A professional, non-admitting response to a consumer complaint or notice, with the facts and a resolution offer.

Consumer Protection Act, 2019Signed letter
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Know Your Rights

The laws that protect MSMEs most — in plain language, with the template to act on each.

MSMED Act, 2006 · Section 15

You must be paid within 45 days

Buyers must pay a registered micro or small supplier by the agreed date, and that date can never be more than 45 days from acceptance. If nothing was agreed, the limit is 15 days.

Use: MSE Status Declaration to Buyer (Udyam) arrow_forward
MSMED Act, 2006 · Section 16

Late payment earns 3× the RBI Bank Rate

Delayed dues carry compound interest with monthly rests at three times the RBI Bank Rate — far above normal commercial interest — and the buyer cannot claim it as a tax deduction.

Use: Demand Notice with Section 16 Interest (MSMED Act) arrow_forward
Income-tax Act, 1961 s.43B(h) (carried into the Income-tax Act, 2025)

Late payers lose a tax deduction

A buyer cannot deduct an amount owed to a micro or small enterprise until it actually pays it, if payment is later than the Section 15 limit. Medium enterprises are not covered.

Use: MSE Status Declaration to Buyer (Udyam) arrow_forward
MSMED Act, 2006 · Sections 18–19

A fast-track forum for unpaid dues

File on the MSME Samadhaan portal and the MSE Facilitation Council conciliates and then arbitrates, aiming to decide within 90 days. A buyer who challenges the award must first deposit 75% of it.

Use: Reference to MSE Facilitation Council (Section 18) arrow_forward
MSMED Act, 2006 · Udyam Registration

Register on Udyam before you supply

The payment protections generally apply only to supplies made after you obtained registration. Register early and tell every buyer in writing.

Use: MSE Status Declaration to Buyer (Udyam) arrow_forward
Negotiable Instruments Act, 1881 · Sections 138–142

Bounced cheque: 30 days to act

Send a demand notice within 30 days of getting the bank return memo. The drawer then has 15 days to pay; if not, file a complaint within one month after that.

Use: Cheque Bounce Notice (Section 138, NI Act) arrow_forward
Limitation Act, 1963 · Sections 18–19

Claims expire after 3 years

Most money claims must be filed within three years. A written, signed acknowledgement of the debt (or an acknowledged part-payment) before expiry restarts the clock.

Use: Balance Confirmation & Acknowledgement of Debt arrow_forward
Commercial Courts Act, 2015 · Section 12A

Mediation first for commercial suits

Commercial disputes of ₹3 lakh or more need pre-institution mediation through the Legal Services Authority before a suit, unless you need urgent interim relief.

Use: Legal Notice for Recovery of Money (Commercial Dues) arrow_forward
Indian Stamp Act, 1899 & state stamp laws

Unstamped agreements are weak evidence

An agreement without the required stamp duty may not be admissible in evidence until the deficit duty and penalty are paid. Rates differ by state — check before signing.

Labour Codes (in force from 21 Nov 2025)

Appointment letters are now mandatory

The four Labour Codes replaced 29 older laws. Establishments covered by the OSH Code must give every employee an appointment letter, wages must be paid on time, and the new "wages" definition affects PF and gratuity.

Use: Appointment Letter (Offer & Terms of Employment) arrow_forward
POSH Act, 2013 · Section 4

10+ employees? Form an Internal Committee

Every workplace with 10 or more employees must constitute an Internal Committee on sexual harassment, display its details and file an annual report. Non-compliance can cost up to ₹50,000.

Use: POSH Policy & Internal Committee Constitution Order arrow_forward
Digital Personal Data Protection Act, 2023

Customer data needs consent and care

Collect personal data only with clear notice and consent, protect it, report breaches and honour access/erasure requests. The DPDP Rules, 2025 phase in obligations — check current commencement dates.

Use: Privacy Policy (DPDP Act aligned) arrow_forward